Life Insurance Benefit for National Benefit Fund Members

After the first year, based on your Wage Class and annual rate of pay, members are eligible for a maximum benefit of $50,000. The first year maximum is $1,250.

After retirement, your Life Insurance amount is reduced by 20 percent. Then every year thereafter, the original amount is further reduced by 20 percent until you reach the minimum Life Insurance amount of $1,250.

For more details, check the Life Insurance section of your Summary Plan Description.

Life Insurance Benefit Claimant’s Statement

Your Benefits

Medical Benefit

Access to more than 30,000 Benefit Fund providers throughout New York City, Westchester and Long Island.

Mental and Behavioral Health

Comprehensive support through talk therapy, inpatient and outpatient treatment programs and coordinated care.

Prescription Benefit

Full prescription coverage with no co-payments when you use preferred drugs where available.

Dental Benefit

A choice of two plans—EmblemHealth or Aetna DMO—providing basic care, including cleanings, exams and restorative services.

Vision Benefit

Eye exams and glasses or contact lenses every two years.

Life Insurance

Life insurance benefit based on Wage Class.

Resource Center

Forms for Members

Summary Plan Descriptions (SPDs)

HIPAA Notice of Privacy Practices

BeneStream

Citizenship

Keeping Your Coverage

COBRA Continuation Coverage

COBRA allows you to extend your health benefits when your Benefit Fund coverage ends due to a “qualifying event.”

Disability

This benefit provides a financial cushion if you are temporarily unable to work due to non-work-related accidents, injury or illness. 

Paid Family Leave

New York State’s Paid Family Leave (PFL) benefit is administered at no cost to NBF members.

Workers’ Compensation

Provided through your employer, this benefit provides health and wage benefits if you are injured or become ill at work.